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Axis Bank Magnus Credit Card

Axis Bank · Visa

★★★★☆ 4.3/5
Joining Fee ₹12,500
Annual Fee ₹10,000
Fee Waiver Spend ₹15L/year
Forex Markup 2% + GST
Lounge Access Unlimited domestic via lounge pass

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Welcome Benefit

25,000 EDGE Reward Points (worth ~₹6,250)

Earn Rates

12 EDGE Reward Points per ₹200 on travel (EDGE Travel portal); 6 EDGE RP/₹200 on dining; 3 EDGE RP/₹200 base

Key Highlights

  • EDGE Reward Points transfer to 15+ partners (Air India, British Airways Avios, Singapore Airlines, Marriott Bonvoy, Accor)
  • Monthly spend of ₹1.5L unlocks 20,000 bonus points — great for large spenders
  • Complimentary Accor Plus membership = significant hotel value
  • Axis EDGE Travel portal has good redemption rates for flights and hotels

Milestone Benefits

  • 20,000 EDGE RP on ₹1.5L monthly spend
  • Complimentary Accor Plus membership on ₹5L quarterly spend

Lounge Access

Unlimited domestic via lounge pass; 8 international via Priority Pass/year; unlimited via DragonPass

Fuel Surcharge Waiver

1% waiver; max ₹400/month

Best For

  • High spenders (₹1.5L+/month)
  • Travel optimisers
  • Hotel loyalty collectors

Not Great For

  • Moderate spenders — high fee, waiver requires ₹15L/year
Verified: Data last verified 17 June 2026. Sources: www.axisbank.com , technofino.in

Frequently Asked Questions

What is the Axis Magnus monthly milestone benefit?

Spend ₹1.5 lakh or more in a calendar month and you receive 20,000 EDGE Reward Points (~₹5,000 value). This effectively caps at one bonus per month and makes the card extremely rewarding for high monthly spenders.

Can Axis Magnus EDGE points transfer to airline miles?

Yes. Transfer partners include Air India Flying Returns, British Airways Avios, Etihad Guest, Singapore Airlines KrisFlyer, Vistara Club Vistara, and more. Transfer ratios vary — check the EDGE Rewards portal for current rates.

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