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Entry Level Visa

SBI SimplyCLICK

SBI Card · Visa

★★★★☆ 4/5
Joining Fee ₹499
Annual Fee ₹499
Fee Waiver Spend ₹1L/year
Forex Markup 3.5% + GST
Lounge Access None

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Welcome Benefit

₹500 Amazon.in voucher

Earn Rates

10X RP on Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds; 5X on all other online; 1X offline

Key Highlights

  • Best entry-level online shopping card under ₹500
  • Very easy annual fee waiver at ₹1L spend
  • 10X on Amazon makes it a strong rival to Amazon Pay ICICI for Amazon spend

Milestone Benefits

  • ₹2,000 Cleartrip voucher on ₹1L spend/year
  • ₹2,000 Cleartrip voucher on ₹2L spend/year

Lounge Access

None

This card does not include lounge access. Consider a premium card if airport lounges are important to you.

Fuel Surcharge Waiver

1% waiver; max ₹100/month

Best For

  • First-time cardholders
  • Budget-conscious online shoppers
  • Amazon heavy users

Not Great For

  • Offline spending
  • Travel (no lounge, high forex)
Verified: Data last verified 17 June 2026. Sources: www.sbicard.com

Frequently Asked Questions

Is SBI SimplyCLICK or Amazon Pay ICICI better?

For pure Amazon spending, Amazon Pay ICICI is better (5% cashback vs 10X RP = ~2.5%). SimplyCLICK wins for diversified online shopping across Amazon, BookMyShow, Cleartrip, Lenskart, and Netmeds.

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