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IndusInd Bank Legend Credit Card

IndusInd Bank · Visa

★★★★☆ 4/5
Joining Fee ₹9,999
Annual Fee ₹9,999
Fee Waiver Spend ₹6L/year
Forex Markup 1.8% + GST (one of the lowest among premium cards)
Lounge Access Unlimited domestic + international Priority Pass (4 visits/year)

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Welcome Benefit

10,000 reward points

Earn Rates

2 reward points per ₹100 on all spends; 1.5X on international; 3X on IndusInd site travel

Key Highlights

  • Best-in-class forex markup at 1.8% — ideal for international travel
  • Reward points transferable to IndiGo (6E Rewards) and other partners
  • Complimentary golf rounds
  • Concierge service

Lounge Access

Unlimited domestic + international Priority Pass (4 visits/year)

Fuel Surcharge Waiver

1% waiver; max ₹200/month

Best For

  • Frequent international travellers wanting low forex costs
  • IndusInd banking customers

Not Great For

  • Domestic-only spenders — reward rate is modest
Verified: Data last verified 17 June 2026. Sources: www.indusind.com

Frequently Asked Questions

How does IndusInd Legend compare to ICICI Emeralde for international travel?

IndusInd Legend has a slightly lower forex markup (1.8% vs 1.5% + GST for Emeralde Private) but a lower annual fee. Emeralde Private Metal is invite-only; Legend is more accessible. Both are strong choices for international travellers.

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